Stef’s market update – June 2025

Oil has jumped in price again after Israel’s recent strikes on Iran. It’s a sharp reminder of how fast global events can affect day-to-day business costs. We saw the same thing in early 2022 when oil hit $100 a barrel after Russia moved into Ukraine. That had a knock-on effect on everything – supply chains, inflation and central bank decisions on interest rates.

This isn’t just one for the headlines. If inflation picks up again, we could see a delay to the interest rate cuts many were hoping for later this year. That affects business borrowing. So if you’ve got a deal agreed or ready to go, now’s a good time to move before conditions change.

We’ve also seen more clients using supply chain finance to lock in stock at set prices. If you’re sourcing materials or goods overseas, it’s worth reviewing your FX strategy too. Costs can shift fast and it pays to be prepared.

We don’t know how the next quarter will play out. It could be steady or it could be bumpy. What we do know is that businesses who act early and plan ahead tend to come out stronger.

If you’d like to talk through any finance options, give us a call on 0115 648 3400. We’re always happy to help.